Insurance

UNDERSTANDING THE INSURANCE CLAIMS PROCESS

If your home is damaged by a storm, it’s essential for you to quickly begin the insurance and repair process. A typical claims process works as follows:

Assess The Damage

When roof damage is less obvious, it's important to get an inspection from a trained professional like DryTime Roofing. This will tell you how much damage there is and whether repairs or replacement are needed.

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Claims Adjustment

A typical insurance company visit to inspect the roof is typically done by an adjuster. The value of the roof and cost estimate for repairs are determined in this step with our help, since we are also familiar with claims terms used by these companies. We will meet up again so that any questions or concerns can be addressed before moving forward.

Insurance Company Approval

Once the claim is submitted to the insurance company, they will provide you with a check to initiate the repair or replacement process. This check is for the amount of the estimate minus the depreciation and deductible. This is important to note because the first check will likely be for less than you were expecting (more on that later).

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Roof Repairs Or Replacement

We work with a variety of quality materials to provide you full roof repairs or replacement. After everything is cleared with the insurance company, our experts will give your home a complete solution that includes top-notch services and professional expertise in all areas.

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Completing The Process

Once the work is completed, we send a final invoice to the insurance company. The insurer will then release the remainder of the money and give you a second check that covers the remaining cost of the work done to your home.  After a storm, in many cases, you’ll get a visit from “door-to-door” roofers or “storm chasers,” offering to inspect your roof. When you choose DryTime Roofing, you choose peace of mind knowing you’re working with a licensed, insured, and experienced local roofing company that can help you through the entire claims and repair process.

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